Would you love to cruise along Cape Town’s scenic Chapman’s Peak Drive or enjoy the spectacular drive from Simon’s Town to Cape Point in a brand-new Suzuki? Would you like to do that every few years, without the financial worries that typically come along with buying a new car? Does that sound too good to be true?
Not at Thorp Suzuki in Cape Town, it isn’t! Thanks to our Guaranteed Future Value (GFV) finance option, driving your dream car is now more attainable than ever.
GFV takes the guesswork out of car financing, giving you flexibility, lower monthly payments, and peace of mind. It’s like a safety net for your car’s value, ensuring you know exactly what it will be worth at the end of your agreement, regardless of market fluctuations. Whether you’re a seasoned driver or a first-time buyer, GFV opens doors to a range of financial possibilities.
Find out more about Thorp Suzuki’s vehicle finance services.
What Is Guaranteed Future Value?
In brief, GFV is a financial product that guarantees the future value of your car when you finance it through Thorp Suzuki. When you buy a new car from us, with GFV we set a guaranteed minimum value for what your car will be worth at the end of your financial agreement term.
You’re protected from unexpected depreciation and market fluctuations, and you’ll pay a lower monthly premium advantage. This takes all the guesswork out of your car financing equation – you’ll know exactly what your car will be worth, regardless of unpredictable market ups and downs.
How Does GFV Work at Thorp Suzuki?
GFV is a straightforward process, and makes getting behind the wheel of your new dream Suzuki a breeze. Here’s how it works:
- Choose Your Suzuki: Explore our wide range of new Suzuki models from compact city cars to rugged SUVs. Find the one that perfectly matches your lifestyle, needs and budget.
- Agree on Terms: Work with our friendly finance experts to customise your GFV agreement. You’ll choose your deposit amount (if any), repayment period (usually 36 or 48 months), and annual mileage limit.
- Drive and Enjoy: Then hit the road and experience the joy of driving a new Suzuki! Provided you stick to the accepted mileage and fair wear-and-tear conditions, you’ll know your car’s future value is guaranteed.
- End-of-Term Options: When your financial sale agreement reaches the end of its term, you’ll have four flexible choices:
- Return Your Vehicle: Simply hand back the keys, with nothing further to pay provided you’ve stayed within the agreed mileage and kept the car in good condition.
- Refinance: If you’ve fallen in love with your Suzuki, refinance the remaining balance (also known as the balloon payment) and continue driving it.
- Settle: Pay off the balloon payment in full and own your Suzuki outright.
- Trade It In: Use the guaranteed value as a trade-in amount towards a brand-new Suzuki model. GFV is the perfect way to ensure you’re always driving a vehicle that’s up-to-date and has the latest technology, safety and performance features.
What Are the Benefits of Choosing GFV at Thorp Suzuki?
Here’s why GFV is the smart way to buy your new Suzuki:
- Flexibility: Life can be full of surprises, and your car financing shouldn’t hold you back. With GFV, you have the freedom to adapt to your changing needs. Whether you want to upgrade to the latest model, keep your current car, or simply return it, the decision is entirely yours to make.
- Peace of Mind: Bid farewell to the anxiety and vagaries of vehicle depreciation and market volatility! With GFV, you’re protected from unexpected market fluctuations. You can budget with confidence, knowing what the future value of your car is, and that it’s value is secure.
- Lower Monthly Payments: Opting for GFV often results in lower monthly instalments compared to traditional car financing loans. This means you can drive the Suzuki you’ve always wanted without stressing your budget (and yourself!).
FAQs
We understand that you might have questions about GFV. Here are some common questions and answers:
What happens if I exceed the agreed mileage, or the car’s condition isn’t up to par?
Please remember that the guaranteed buyback value of your car is conditional on:
- staying within the mileage you agreed to, and
- maintaining the car’s condition in terms of fair wear-and-tear standards.
If you exceed this mileage or your car’s condition is not satisfactory, you may be liable for any shortfall between the guaranteed value and the actual market value.
How does GFV compare to a balloon payment?
Both GFV and balloon payment options involve lower monthly payments and a larger final payment at the end of the term. However, GFV gives you the added benefit of a guaranteed future value, providing you with additional financial security.
Can I choose any Suzuki model with GFV?
GFV availability may vary depending on the specific model you have your eye on and current specials and promotions. Contact our expert financial team at Thorp Suzuki to find out which models are eligible for GFV financing.
Your Dream Suzuki Awaits You at Thorp Suzuki!
At Thorp Suzuki in Cape Town, we’re committed to helping you find the perfect Suzuki and the ideal financing option for you. Our wide selection of models, combined with the expertise of our finance team, will ensure you drive away confidently with the Suzuki of your dreams. And for added peace of mind, remember that all our new vehicles are sold with our free 10 Year /1,000,000km warranty exclusive to Thorp!
Are you ready to enjoy the peace of mind and flexibility of GFV? Visit our Western Cape dealerships at Thorp Suzuki N1 City and Suzuki Table View today. Browse our wide range of models online, or contact us for a test drive, a personalised consultation or a customised quote.
Your dream Suzuki is waiting for you at Thorp Suzuki! And with our flexible financial options, including Guaranteed Future Value, it’s easier to drive away with it than you think!